The Philippine Health Insurance Corporation (PhilHealth) on Monday explained that the 4.5% increase in premium rate next year is mandated by the Universal Health Care program or Republic Act No. 11223.

"If we had 4 percent this year, we will have an adjustment of 4.5 percent by next year. We will apply it to their monthly income," said PhilHealth Senior Manager Rey Balena during a public hearing on Monday.

He also said that the increased contributions will help people in times of sickness and hospitalization.

“The guarantee of the Universal Health Care Law is that the benefits will not regress, but just continue to expand and improve,” he added.

UHC guarantees that all Filipinos have equitable access to quality and affordable healthcare goods and services, and is protected against financial risk.

The 4.5% contribution will be collected in January from those who earn 10,000 pesos monthly.